Last Updated on February 16, 2024 by Saira Farman
Car accidents claim are a major issue for Georgia residents. You can file a compensation claim if you suffer injuries in a car accident resulting from the negligence of another party. However, this can be daunting if you know how to do it right. But with the right attorney, you will avoid a lot of stress.
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Here are tips for dealing with a car accident claim in Georgia.
1. Hire an attorney
A car accident claim in Georgia is a detailed legal process and involves multiple steps. That’s why you need the services of a competent and skilled personal injury attorney. Are you seeking the best representation after suffering injuries in a car accident? Visit here to learn of the leading lawyers in Georgia. The professionals will examine your case, educate you on your rights and negotiate the right settlement on your behalf.
2. Get medical attention
Don’t be tempted to treat minor injuries at home. Seek prompt medical services for proper evaluation and diagnosis. Remember, some injuries are not noticeable such as head trauma but may be problematic later on. Medical records will act as evidence to support your claim and give credibility to your case.
3. Document everything
Without proper documentation, your car accident claim will not stand a chance. You need to document all the essential documents such as scene photos, police reports, medical records, etc. Such papers will help your claim the damages.
4. File the claim on time
A statute of limitations is a time restriction for filing a claim. In Georgia, you should file a car accident claim within two years from the accident date. If the statute expires, the court will likely dismiss your claim. Therefore, ensure you file your claim on time and complete all the documents.
5. Don’t accept the first insurance offer
After filing a car accident claim, the other party’s insurance company will contact you. They will attempt to settle the claim quickly by presenting you with an offer. However, such proposals are low and don’t consider your future medical expenses, lost wages, and other costs. Before considering any offer, seek legal consultation from a professional lawyer.
6. Report the accident to the authorities
Immediately after a car accident, you should notify the police. They will write a police report which you can utilize as evidence in your car accident claim. The police report would indicate your innocence and help you win the share if you were not at fault.
7. Don’t admit fault
On the scene of the car accident, you might contact the insurance adjuster of the other parties. Avoid giving statements because they might twist them to disadvantage your claim. The insurance company will use even a simple apology to imply an admission of fault.
Also, don’t make statements with your insurance company. If you are to make a statement, ensure your lawyer is present.
A Quick Overview
Dealing with a car accident claim can be a challenging and stressful process, especially if you are unfamiliar with the legal system in Georgia. However, there are certain steps you can take to make the process easier and increase your chances of getting fair compensation for your damages.
- Seek Medical Attention: If you or anyone involved in the accident is injured, seek medical attention immediately. Even if you feel fine, it’s essential to get checked out by a medical professional, as some injuries may not manifest themselves immediately.
- Call the Police: Contact the police and wait for them to arrive at the accident scene. They will create a report to help file your claim with the insurance company.
- Exchange Information: Exchange information with the other driver involved in the accident, including their name, phone number, address, insurance information, and driver’s license number.
- Take Photos: Take photos of the scene of the accident, including damage to your vehicle and any injuries sustained. These photos can be used as evidence in your claim.
- Contact Your Insurance Company: Contact your insurance company as soon as possible to report the accident and start the claims process.
- Consider Hiring an Attorney: If the accident resulted in serious injuries or significant property damage, consider hiring a car accident lawyer to represent you in the claims process.
- Be Cautious of Settlement Offers: If the other driver’s insurance company offers you a settlement, be cautious and consult with your lawyer before accepting it. The initial offer is typically lower than what you are entitled to, and you do not want to settle for less than you deserve.
Dealing with a car accident claim in Georgia can be daunting. The above tips will help you handle your car accident claim successfully. Also, be sure to speak with your lawyer for the best possible outcome of your case.